To determine the appropriate discount factor(s) using tables, click here to view Tables!... or IV in the appendix. Alternatively, if you calculate the discount factor(s) using a formula, round to six (6) decimal places before using the factor in the problem. Required a. The future value of $13,000 invested at 5 percent for 9 years. b. The future value of eight annual payments of $1,200 at 6 percent interest. c. The amount that must be deposited today (present value) at 9 percent to accumulate $55,000 in five years. d. The annual payment on a 9-year, 7 percent, $47,000 note payable.