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To join a completely legitimate MLM company, Erasmus signs a contract mandating certain exchanges of money. Under this contract, the company grants him an advance

To join a completely legitimate MLM company, Erasmus signs a contract mandating certain exchanges of money. Under this contract, the company grants him an advance of 468 today. In one year, he will pay the MLM company 1026, and then he will receive 528 back from the company one year after that. What is(are) the annual effective yield(s) for this investment?

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