To make some home improvements you decide to take out a loan of $$33,000$ at $4\mathrm{.}6$ percent interest with a $2-$year term. You may verify your results with calculator or with the spreadsheet you created but you must still show some work.

a$.$ What will be your monthly payment?

b$.$ How much of your first month's payment goes toward principal?

c$.$ How much of your first month's payment goes toward interest?

d$.$ If you decide to pay off your loan after the first year, how much would you have to pay?

PLEASE HELP WITH A$-$D