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To measure credit risk, which of the following are indicators of great credit risk for a bank's loan portfolio relative to other peer banks. q

To measure credit risk, which of the following are indicators of great credit risk for a bank's loan portfolio relative to other peer banks. q,
A larger % of commercial real estate and construction development loans.
A larger percentage of net loan losses.
A low earnings to net loan losses ratio.
A low loan allowance to net losses.
All of the above
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