To open a bank or credit union account in person, people need

one form of identification, such as a Social Security card, state$-$issued driver$$s license, passport, or birth certificate, and a recommendation from someone who already has an account at the bank or credit union.

two forms of identification, such as a Social Security card, state$-$issued driver$$s license, passport, or birth certificate, and an endorsement from someone who already has an account at the bank or credit union.

two forms of identification, such as a Social Security card, state$-$issued driver$$s license, passport, or birth certificate.

one form of identification, such as a Social Security card, state$-$issued driver$$s license, passport, or birth certificate.