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To pay a loan of $ 115,000, the following series of payments were made: four quarterly payments of $ 10,000, followed by three quarterly payments

To pay a loan of $115,000, the following series of payments were made: four quarterly payments of $10,000, followed by three quarterly payments of $15,000, and a final payment X at the end of eight quarters. How much is X if the interest rate was set at 10% compounded semiannually?

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