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To purchase a car, installment financing was used, which was provided by dealers, was used. If a loan of 15 million won is made from

To purchase a car, installment financing was used, which was provided by dealers, was used. If a loan of 15 million won is made from this installment loan, which covers 12% of the monthly benefits, and is repaid at the same amount of 48 months, answer the following question.

(1) What is the monthly real interest rate?

(2) How much is the monthly repayment?

(3) How much is the 20th redemption?

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