To purchase a specialty guitar for his band, for the last year JJ Morrison has made payments of S114 at the end of each month into a savings account eaming interest at 4 64% compounded monthly. If he leaves the accumulated money in the savings account for another two years at 6.83% compounded quarterly, how much will be have saved to buy the guitar? The balance in the account will be 51 (Round the final answer to the nearest cent as needed Round all intermediate values to six decimal places as needed.)