To realize your retirement dreams and to have all financial resources in place, you must begin planning for retirement by

$$

True or False: Retirement goal setting is the first step in investment planning.

True

False

Choices, choices, choices $...$

Consider the following scenario:

You started your first job. Each month, you have an extra $$250$ left over after paying bills. Your friend advises that you should put $$125$ toward the Aspen Economy Ski offer and put the rest in a savings account.

Should you spend $$125$ on an economy ski package and put the rest in a savings account?

No$.$ If I use the entire $$250,$ I can buy a better ski package!

Yes. I$\text{'}$m going skiing and saving for my retirement!