Today is 9/16/2021. The following information summarizes Joes trading account in 2021. Compute Joes year-to-date (YTD) money-weighted return and YTD time-weighted return. Keep your answer in 2 decimal places, e.g., 12.34%. Show your work. The account balance at the end of 2020 was $499,800. The account balance was 503,200 at market open on 2/14/2021. Joe deposited $40,000 into the account before market close on 2/14/2021. The account balance was 613,800 at market open on 6/24/2021. Joe withdrew $50,000 from the account during the trading day on 6/24/2021. The account balance reached the YTD high of $688,000 on 8/26/2021. The current account today is $677,000.