Today is Dec lut 2021. You are working on a client's credit application, they have been working at their employer Olsen Steel Company. You had told the dient that you could accept a salary letter paystub or direct deposit information. She has provided you the following salary letter Robert Worthing Human Resources Manager Olsen Steel Company, Inc 440 Montgomery St. London, Ontario N5B VIA SEP 26 2021 Jane Smith 60 Arthur St. 123 Farmers Street London, Ontario NSTRE2 Re: Offer of Employment Dear Jane Smith As we discussed in my office, on Sept 23 2021, we are extending an offer of employment as a Marketing Analyst. If you accept the offer of employment, the following terms apply The responsibilities as outlined in axhibit A Please bepin work on OCT 1", 2021. I will contact you within the next few days to confirm your starting date, Your beginning rate of compensation will be an annual salary of $45,000 Pease see that attached page for information on employee benefits. We look forward to working with you Jane and hope that you accept this offer of employment Is this letter acceptable? What could you do to authenticate the letter? No the letter is not acceptable I would tell the client to obtain a new salary letter from her employer O No the letter is not acceptable. I would call the HR manager to confirm before using the letter. o Yes the letter is acceptable, no other documentation is required o No the letter is not acceptable. I would ask the client to change the date and initial it for my records, What other documentation could you need to obtain? O No other documentation is required, I would proceed with the application None of the above Ask client to call the HR manager while she was in my office so that I could verbally confirm the information and then documentit o Ask client to provide most current paystubs, or direct deposit confirmations, The client seems hesitant to provide more income verification information, saying "My other bank had no problem using this letter last month? You should be able to do the same." The client is trying to pressure you into overlooking your documentation requirements. What would your best option be? o Explain to the client that you are simply following your due diligence and that we required proper documentation Tell your manager that you suspect fraud Your sales targets are low this month, you could overlook it just this once Decline the loan request