Today is January $1,2009.$ The state of lowa has offered your firm a subsidized loan. It will be in the amount of $$10,000,000$ at an interest rate of $5$ percent and have ANNUAL $($amortizing$)$ payments over $3$ years. The first payment is due today and your taxes are due January $1$ of each year on the previous year's income. The yield to maturity on your firm's existing debt is $8$ percent.

What is the $-$denominated NPV of this project? I did not round my intermediate steps, if you did, select the answer closest to yours.