Today is your ${21}^{st}$ birthday. Your parents just gave you $$21,000$ which you immediately invest in a stock mutual fund. Your plan is to add $$1,000$ to the stock fund each year on your birthday. Your first contribution will come one year from now on your ${22}^{nd}$ birthday, and your final contribution will occur on your ${60}^{th}$ birthday. However, you plan to withdraw $$20,000$ from the account on your ${30}^{th}$ birthday to take a trip to Africa. You expect that the account will have an average annual return of $8$ percent. How much money will you have in the account on your ${60}^{th}$ birthday? Round final answers to $2$ decimal places. Show your work in detail for full credit.