Today is your $30$th birthday and you must choose between two retirement options. The first option will provide you with $10$ equal annual payments of $$100,000$ beginning on your $65$th birthday. The second option will provide you with one payment of $$1,000,000$ on your $70$th birthday. If the interest rate is $6$ percent per year and you are assured of living to at least $80$ years of age, which option is better?