Today's statement. On December 20, 2019, "Who is the heir?" On December 4, 2013, Li Hua had an interview with an insurance company. Personal accident injury insurance, the insured amount is 200,000 yuan, and the validity period is 30 years. Li Hua is the insured and the insured. Li Huas The mother is the beneficiary. The insurance contract stipulates that within 30 years from the date of insurance, if Li Hua is killed in a traffic accident, His mother will receive 10 times the amount of insurance, which is 2 million yuan in insurance money. Unfortunately, Li Hua and his parents died at the same time in a later accident. Li Hua has no children. Li Huas father has an older brother, and Li Huas mother has four siblings.

Question 1: Who is the policy holder?

Question 2: According to the beneficiary regulations in our class, who is the beneficiary of the insurance?

Question 3: If you know China's inheritance rules, please explain what kind of compensation decision should the insurance company make under the rules? If you dont know Chinas inheritance rules, please explain what kind of compensation decision the insurance company should make under your different assumptions