Todd can afford to pay $$370$ per month for the next $6$ years in order to purchase a new car. The interest rate is $6\mathrm{.}4$ percent compounded monthly. What is the most he can afford to pay for a new car today?

Multiple Choice

$$22,809\mathrm{.}04$

$$22,073\mathrm{.}27$

$$20,969\mathrm{.}60$

$$32,373\mathrm{.}72$