Toll-Free-Flowers Inc. requests Anytown Financial to start processing its payments for telephone orders from consumers. What should Anytown Financial do before initiating ACH transactions for Toll-Free-Flowers? A. Allow Toll-Free Flowers to have an unlimited ACH transaction dollar amount B. Disregard the credit history of Toll-Free Flowers C. Obtain an overdraft authorization D. Perform due diligence to learn more about Toll-Free Flowers and its past history