Tom, age 65, has just recently retired and has $150,000 in his RRSP. Tom receives CPP and OAS payments and also has a generous DBPP. His wife, Marie, works part-time and has no pension. Tom wants to use the funds in his RRSP to purchase an annuity. Based on this information, what type of annuity would be the most appropriate for Tom? Question 21 options: 

A) Registered, with Tom as annuitant 

B) Non-registered, with Marie as annuitant 

C) Registered, with Marie as annuitant 

D) Non-registered, with Tom as annuitant