Tom and Rita are married. They have high balances in their Registered Retirement Savings Plans (RRSPs). They have named each other as beneficiaries of their RRSPs. They also own some rental properties in joint tenancy. The couple is worried that they will have to pay a considerable amount in taxes in the event of their death. Tom and Rita will not be able to pass on their entire estate to their inheritors as they might have to sell some of their assets to pay the tax. They have heard of life insurance as a solution for estate preservation. What kind of policy will be the best fit for Tom and Rita to cover their taxes on death? QWZ2NIBpMDhvZU5yRINaUmFCcONOdz09 a. Single life policy on Tom with indexed death benefit option b.O Joint last-to-die policy on Tom and Rita c. Joint first-to-die policy on Tom and Rita d. Single life policy on Rita with level death benefit plus account value option