Tom and Suri decide to take a worldwide cruise. To do so, they need to save $28,000. They plan to invest $3,800 at the end of each year for the next five years to earn 10% compounded annually.

1-a. Calculate the future value of the investment.

(FV of $1, PV of $1, FVA of $1, and PVA of $1)

(Use appropriate factor(s) from the tables provided. Round your answer to 2 decimal places.)