Tom purchases a life insurance policy and then joins the military. Tom is deployed in a combat zone and killed by enemy soldiers. Tom's wife applies for the insurance proceeds. Which of the following ismostlikely?

A.The insurance company won't pay, as military benefits supersede any civilian life insurance.

B.The insurance company will pay double because the death was during war.

C.The insurance company will pay only after the military certifies that Tom would have been honorably discharged had he completed his term of service.

D.The insurance company won't pay because death due to war activities is usually exempted from the risk insured against.