Tom takes a loan for $37,000 to buy inventory to start a small arcade business. The terms of Tom's loan state that the interest rate is 12%, interest is compounded monthly, and payments will be made in 12 equal end of month payments. Which Excel@ entry should you use to determine how much Tom would need to pay in month 7 to pay off the loan? O =PV(1%,12,-37000)+PV(1%,5,-PV(1%,12,-37000)) O =PMT(1%,12,-37000)+PV(1%,5,-PMT(1%,12,-37000)) O =PMT(1%,12,-37000) O =PMT(1%,5,-37000)