Tom wishes to buy another boat in five years that presently costs $150,000. He expects the cost of the boat to increase due to inflation by 3% per year for the next two years and 5% per year the following three years. He also wants to spend $75,000 per year for 6 years beginning at the end of 12 years from today. How much must he save each year for the next 5 years if he can earn 6% on his investments?