Tony is the HR leader of a start-up tech company. The CEO would like to offer employees a retirement plan. Tony believes the best approach during the company's early years would be a defined-contribution plan funded by a portion of company profits. Which argument best supports Tony's idea? Contributing a share of profits gives the company more flexibility in funding a plan as the company establishes itself The Pension Benefit Guarantee Corporation will automatically contribute to a plan of this design The plan automatically makes employees part owners of the company The company can access plan funds to pay for other benefits Employees can take money from the plan at any time, tax free