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$5$

$$HOLDINGS and what do they mean for the fund?

Vanguard Total Stock Mkt Idx Instl Pls

$(53\mathrm{.}44$

$\%$

$)$

: Specialty Retail Industry, Consumer Cyclical Sector, United States.

$$

$$Vanguard Total Intl Stock Index Inv

$(35\mathrm{.}99$

$\%$

$)$

: Steel Industry, Basic Materials Sector, United States.

$$

$$Vanguard Total Bond Market II Idx Inv

$(6\mathrm{.}57$

$\%$

$)$

: Diagnostics & Research Industry, Healthcare Sector, United States.

$$

$$Vanguard Total Intl Bd II Idx Insl

$(2\mathrm{.}99$

$\%$

$)$

: Telecom Services Industry, Communication Services Sector, United States.

$$

$$Vanguard MMKT

$(0\mathrm{.}99$

$\%$

$)$

: Metal Fabrication Industry, Industrials Sector, United States.