Total assets Bank A Bank B 750,000 950,000 Total loans 8,000 18,500 Total reserves 40,000 8,000 Total equity 200,000 150,000 Total debt 150,000 200,000 Total deposits 400,000 600,000 Interest income 120,000 170,000 Interest expense 105,000 117,000 Tax on profit on ordinary activities 1,000 2,500 Provision for new losses 7,600 30,000 Non-interest income 70,500 68,900 Non-interest expense 65,500 71,000 Using this data, estimate profitability, solvency and liquidity ratios for these two banks. (24 Marks)