Tracy and Brett are married. Their current assets $9.243 Their current liabilities $6,921 $4,693 Their monthly non-discretionary expenses Their annual combined income $70,000 Their annual debt payments (excluding monthly housing costs) $22,084 What is Tracy and Brett's emergency fund ratio in months? O 1.9695 O 1.2430 O 3.1697 O 1.3355 Which of the following approaches provides the planner and client with a methodology in order to reach goals? The methodology is expressed as cover the risk and save and invest. Ratio Analysis Strategic Approach Two Step/Three Panel Approach O The Pie Chart Approach Question 32 1 pts The benefits that accrue to a client from using a financial planner to prepare a financial plan include all the following except A professional planner will include metrics The financial planner is subjective and knowledgeable A financial planner will identify risks in the process Increased awareness on client's part as to opportunity costs To obtain a loan, either the housing ratio 1 or the housing ratio 2 must be okay, not both O True O False D Question 34 1 pts Quantitative information that is gathered in the data gathering process might include banking and investment information, tax information, financial statements and attitudes regarding risk tolerance and charitable funding. True O False During which step of the financial planning process would a planner prepare and analyze financial statements? Analyzing and evaluating client's financial status Developing financial plan recommendations Gathering client data Identifying and selecting goals