Trade Credit \& Accounts Receivable Balance ZY Corp. plans to change its terms on the sale of its services. It had previously required payment upfront for all purchases, now it considers offering customers 75 days of trade credit before making payment. Assuming all customers take advantage of these new trade credit terms, there is expected to be an increase in annual Revenue from $800,000 to $850,000. To arrive at incremental annual cash flow, we need to subtract taxes ( 30% rate). The risk-adjusted discount rate for this type of business is 15%. What is the Net Present Value (NPV) of the new trade credit policy for ZY Corp