Transaction Account with Credit & Account with Debit

Miguel, a U$.$S$.$ resident, buys an HDTV set for $$2,500$ and sends it to Mexico as a gift to his parents.

Brandon, a U$.$S$.$ resident, pays $$5,000$ from his checking account held in the United States to buy shares of stock issued by a German company.

Xavier, a U$.$S$.$ resident, receives $500,000$ in dividend payments on shares that he holds in a Japanese company, which are deposited in his account in a Japanese bank.