1. (5 points) BMB Bank is a large bank in the country of Hellania. The table below provides information about this bank: BMB Bank Cash and Cash equivalents Demand Deposits Saving Deposits Loans Long-term investments Reserves Borrowing from Other Banks $13 billion $150 billion $50 billion $160 billion $60 billion $12 billion $5 billion LBL Bank is another large bank in the country of Hellania. The table below provides information about this bank: LBL Bank Cash and Cash equivalents $5 billion Demand Deposits $170 billion Saving Deposits $80 billion Loans $220 billion Long-term investments $80 billion Reserves $15 billion Borrowing from Other Banks $60 billion a. (2 points) Calculate the amounts of Bank Capital for both banks and show T-accounts for both banks. b. (1 point) What is the required reserve ratio and money multiplier in the banking system of Hellania? c. (l point) Find leverage ratio for both banks. d. (1 point) Assume now that due to an economic downturn, the value of each bank's long-term investments declines by x%. What is the maximum value of x, for which losses will not exceed the half of the bank's capital for both banks at the same time