3.6 pts DQuestion 4 A borrower has secured a 30 year, $320,000 loan at 7%. Ten years later, the borrower has the opportunity to refinance with a 20 year mortgage at 6.2%. However, there is an upfront fee of $2500, which will be paid in cash. What is the ending balance of the refinanced loan after 5 years? $244.76,5 3250,4839 5223480 $233.898.7