All of the following statements about professional liability insurance are true, EXCEPT: Select one: O a. Errors and Omissions Coverage (E&O) is a name used to describe a type of professional liability insurance. O b. Most professional liability insurance policies are written with an occurrence coverage trigger instead of a claims made trigger O c Insureds under professional liability policies are frequently given the right to participate in the decision to settle claims under the policies. d. Professional liability insurance is usually subject to a deductible