Billis 63, very wealthy and has one child from his current marriage with Hillary. He also has a child from a previous relationship that Hillary is unaware of Bills investment portfolio and pension assets are held in a variety of accounts for which no overall plan has been developed. Bill, being kind and generous, has asked Monica, a CFP professional to assist him in maximizing his children s inheritance while ensuring that Hillary is financially comfortable for the remainder of her life. All of the following items are relevant to determining it this engagement constitutes financial planning or material elements of the financial planning process EXCEPT: The clients understanding and intent in engaging the certificant The comprehensiveness of expected data gathering The planner sunderstanding of the engagement. The breadth and depth of expected recommendations