Create an amortization schedule for a $200,000 30-year mortgage at 3.25% and a start date of 12/1/20. What is your monthly payment? How much does the loan cost you in total? Create an amortization schedule for a $200,000 15-year mortgage at 2.5% and a start date of 12/1/20. What is your monthly payment? How much does the loan cost you in total? You have budgeted $1,450 towards your monthly mortgage payment. Which mortgage scenario would you choose to finance your loan and why? Please go into depth and show the formulas in excel