Darcy Inc. has historically purchased separate policies for property insurance and liability insurance. Each of the policies had $3 million retention. The company is now considering the purchase of a bundled policy which covers both property and liability exposures. The retention of the bundled policy is to be $6 million. Draw a graph illustrating the areas of unnecessary coverage that will exist if Darcy continues with separate policies. Darcy Inc. has historically purchased separate policies for property insurance and liability insurance. Each of the policies had $3 million retention. The company is now considering the purchase of a bundled policy which covers both property and liability exposures. The retention of the bundled policy is to be $6 million. Draw a graph illustrating the areas of unnecessary coverage that will exist if Darcy continues with separate policies