Derek wants to withdraw $12,812.00 from his account 8.00 years from today and $12,310.00 from his account 15.00 years from today. He currently has $3,419.00 in the account. How much must he deposit each year for the next 15.0 years? Assume a 6.10% interest rate. His account must equal zero by year 15.0 but may be negative prior to that. Submit Answer format: Currency: Round to: 2 decimal places