Find the present value (P) and amount (F) of the following: Semi-annual payments of P10586 at the end of each term for 12 years with interest rate of 12% compounded quarterly. (Use j = 0.0609) The present value is: P (round off to two decimal places) The future value is:P (round off to two decimal places) Find the present value of an annuity if $1,900.00 is paid to you at the end of each quarter for 7 years, if interest is earned at a rate of 7%, compounded quarterly. The present value is 5 (Round to 2 decimal places.)