In 2017, Monica lent her then-22 year old daughter Katie $8,000 to buy a car. Katie has never paid any interest or principal on this loan. Yesterday, Katie told Monica that she would never pay back the loan, because Monica had been a "bad mother'. In order to be able to write the loan off in 2020, what must Monica prove? | The debt is uncollectible IL The 2017 transaction was intended by Monica as a bona fide loan, not a gift I only II only Neither I nor II Both I and