Lisa, age 45. needed some cash so she withdrew $54,500 from her Roth IRA. At the time of the distribution, the balance in the Roth IRA was $200,000. Lisa established the Roth IRA 10 years ago. Over the years, she has contributed $20,900 to her account. What amount of the distribution is taxable and subject to early distribution penalty? Multiple Choice O $0. $5,450. $33,600. $54,500