List 3 factors that contributed to the financial crisis, and what provisions were included in the Dodd Frank Act to help avoid these problems in the future. Be specific. For example: Do NOT say just "Compensation packages": say "Compensation packages were set up to reward revenue-generation, without taking into account the risks involved." Obviously, now you can't use the compensation problem in your answer, but there were many other factors that you can use. (6 points)