Numerous studies have shown that which of the following has the most significant impact on long-term portfolio returns? Multiple Choice Asset Allocation Security Selection Watching Jim Cramer on CNBC Luck You have received a job offer upon graduation from a prestigious consulting firm. Before you receive your first paycheck, you have decided to purchase a $100,000 Porsche. The Eighth National Bank of Okemos is willing to give you a 5-year loan, but they require a 10% down payment, and the interest rate will be 10% annually. How much will your monthly payments be? Multiple Choice $2,124,70 $1,912 23 $2,098.40 C