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Question 4 (Soalan 47 (C5, CO2, PO12) UNIMAP alumni. Shamsul wants to start a business that requires him to have RMI as the capital expenditure.

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Question 4 (Soalan 47 (C5, CO2, PO12) UNIMAP alumni. Shamsul wants to start a business that requires him to have RMI as the capital expenditure. He approaches 2 hanks to know about their financing scheme. Da A and Bank B both has the same tenure of years and interest rate at 10%. The only die is that Bank A loan charge on a simple interest and Bank B loan charge on a compound interest. m , seorang alumni UniMAP ingin memulakan pera wang memerlukan beliau mempunya moda permulaan sebanyak RM100,000,00 Beliaw menghubunal 2 buah bank tuk mengetahu mengenai pembiayaan mereka lait Bank A dan Bank R kedua-dua bank tersebut mempunyai tempoh pinjaman mo Tahun dan kadar faedah sebanyak 10X Perbezaan ialah Bank A mengenakan faedah mudah terhadap pinyaman berbanding Bank B yang mengenakan kadar faedah secara komput) For each bank, evaluate the followings: Nilaikan perkara berikut untuk setiap bank] (i) The annual interest. [Jumlah faedah tahunan) Total amount due after 5 years. Jumlah bayaran balik selepas 5 tahun) (iii) Illustrate the cash flow diagram for Bank A and Bank B. (Gambarkan gambarajah aliran tunai bagi Bank A dan Bank B.) (iv) Determine which bank offers a better deal. Tentukan bank manakah yang menawarkan tawaran yang lebih baik) (20 Marks/ Markah)

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