The debt payments-to-income ratio is: A. B used exclusively for high net worth loan applicants calculated by dividing total liabilities by net worth. should be calculated on a semi-annual basis for new borrowers calculated by dividing monthly debt payments (not including house payments) by net monthly income rarely used by creditors in determining credit worthiness. E. You expect interest rates to start to decline (drop) over the next few months, and remain low for at least another year or two. To maximize your investment earnings, you should put your money, today, into a(n): . . C money market fund regular savings account. six-month term deposit. interest-bearing checking account two-year term deposit. E. An example of a tax-exempt (tax-free) investment is: A. . C. D E. interest on Canada savings bonds. earnings from a mutual fund. dividends from corporate stock. a gain on the sale of your home. interest on corporate bonds. Which of the following statements is correct? A. . C D shares are a type of debt capital. bonds do not have to be repaid at maturity. interest payments to bondholders are at the discretion of the corporation stocks (shares) must be repaid at maturity. bonds are a form of debt capital