The dollar amount of mortgage financing that a person may be able to borrow would be increased by: A A . a lower down payment. a low family income. higher interest rates. lower interest rates. high debt obligations. D E. The method of determining life insurance requirements that includes such important factors as emergency funds, your liquid assets, and other money factors is called the A. . C. D fiscal method. non-working spouse method. liquidity method. merit method. family-need method The prime rate is A. B. C. D E. The yield on 91-day treasury bills. The lending rate banks charge to their largest clients. The lending rate banks charge their most creditworthy clients. The lending rate banks charge on new clients to win their business. The yield on corporate bonds. . A personal line of credit is a: A B. service offered to all clients who open up a new chequing account with their bank. prearranged loan for a specified amount that can be used by writing a special cheque. credit arrangement that has no specific repayment plan. synonym for single lump-sum loan. credit arrangement that has no extra costs. D E A will is: A. B. C. a letter of last instruction. a legal document authorizing the government to reserve your personal assets. a prenuptial agreement the legal declaration of a person's mind as to the disposition of his or her property after his or her death, a legal arrangement through which your assets are held by someone. E. Which of the following is not a true statement? A B. C. dividends are taxed as capital gains. non-RRSP dividend income must be reported to the Canada Revenue Agency dividends are not paid monthly on common shares. dividends are a distribution of money, stock, or other property to stockholders. dividends can be paid on both common and preferred shares. E A "float refers to: A B. C. D. E. a lump-sum loan from a credit union. the last three months of a loan. interest charged for less than one month. a period when no interest is charged. a home equity loan