The financial statements for First National Bank (FNB) are shown below: Balance Sheet First National Bank Assets Liabilities and Equity Cash $ 650 Demand deposits Demand deposits from other FIS 2,350 Small time deposits Investments 5,050 Jumbo CDs Federal funds sold 2,625 Federal funds purchased Loans 17,525 Equity Reserve for loan losses (3,125) Premises 2,685 Total assets $27,760 Total liabilities/equity $ 7,110 10,000 4,288 3,258 3,200 $27,760 Income Statement First National Bank Interest income $3,600 Interest expense 2,400 Provision for loan losses 380 Noninterest income 340 Noninterest expense 620 Taxes 90 a. Calculate the dollar value of FNB's earning assets. b. Calculate FNB'S ROA (Round your answer to 2 decimal places. (e.g., 32.16)) c. Calculate FNB's asset utilization ratio (Round your answer to 2 decimal places. (e.g. 32.16)) d. Calculate FNB's spread. (Round your answer to 2 decimal places. (e.g., 32.16)) a. FNB's earning assets b. FNB's ROA C FNB's asset utilization ratio d FNB's spread % % %