What is the equivalent monthly mortgage rate for an annual mortgage rate of 3.9%? The mortgage is compounded semi-annually. 0.29% 0.32% 3.9% 32% None of the options listed You are investing $400 a month at an annual interest rate of 4.5%. What is the future value of your investment in 5 years? $115,799 $2,188 $26,858 $28,537 O None of the options listed You want to save $15.000 to buy a car in 2 years. At an interest rate of 2.25 percent, how much should you save each morith? $571 $612 $7.417 None of the options listed S640