Which of the following statements about insurance plans and premium rate setting is most correct? Although premiums may be set using several different methods, healthcare providers are all paid on a per member per month basis. A single method is used to set premium rates: the fee-for-service approach. O A single method is used to set premium rates: the cost approach. Insurers set premium rates to include both the costs of providing healthcare services and the costs of providing (administering the insurance plan, including profits