Which of the following statements about universal life (UL) insurance is (are) true? (Check all that apply.) The policyholder can withdraw some of the policy cash value without paying any interest charges. Universal life insurance bundles death protection with a savings component. The policyholder can make additional annual contributions of any amount to the policy cash value Interest credited to the policy cash value each period is not currently taxable. With the Option B death benefit, the policyholder purchases an increasing amount of term insurance each time the coverage is renewed