You are applying for a loan and are required to submit a balance sheet with your net worth. You own a 2014 Toyota Sienna that you bought last month for $20.995. The Kelly Bluebook value for this car is $23,995. You owe $18,150 on the car loan for the Sienna. You pay off your Visa credit card every month and have not paid any credit card interest this year. The current Visa credit card balance is $7,522 and the next statement is due in 15 days. You have a student loan balance of $6,500. You presently have $425 in your checking account and $1,540 in your savings account. You own 100 shares of IBM stock that you purchased for $85.50 per share. It is now selling for $158.42 per share. You own computers and other electronics that you purchased for $9,000 but could probably sell today on E-bay for $1,800. Your gross income is $130,000 per year. What is your current net worth? O $8,138 O $11.430 O $15.430 $21.930