Travis invests $4,500 today into a retirement account. He expects to earn 11 percent, compounded annually, on his money for the next 12 years. After that, he wants to be more conservative, so only expects to earn 9 percent, compounded annually. How much money will he have in his account when he retires 25 years from now, assuming this is the only deposit he makes into the account?

can this be solved with a financial calculator? if so, how?